Debit & Credit

What’s unlocked in this version

Debit & Credit now has the subscription unlocked in this updated IPA for iPhone and iOS. Enjoy the app’s premium features without an active paid plan.

Debit & Credit is a polished personal finance app for people who want to track money without the clutter. If you want to download Debit & Credit IPA for iPhone or find Debit & Credit for iOS in a cleaner, easier-to-install build, builds.io lets you grab it and install it on your iPhone in one tap, no PC required.

Designed around speed and clarity, the app brings your accounts together so you can move between them quickly and keep tabs on your spending from one place. It also supports Apple Card, Apple Cash, and Apple Savings, with transaction importing and automatic categorization through import rules to cut down on manual work. New entries are meant to be fast, with gestures and streamlined controls that make everyday bookkeeping feel less tedious.

Debit & Credit goes beyond basic balance tracking with tools for budgets, scheduled transactions, financial planning, and readable reports. You can tag and split transactions, attach files, reconcile against bank statements, and import records from CSV, QIF, QMTF, OFX, and QFX files. The app also supports iCloud sync, shared accounts, Apple Watch use, Siri, Touch ID, and Face ID, making it flexible enough for solo budgeting or family finance management.

Key features in Debit & Credit for iPhone

• All accounts gathered in one place for faster switching
• Apple Card, Apple Cash, and Apple Savings transaction import
• Automatic categorization with import rules
• Quick transaction entry with gesture-based interaction
• Location saving for frequent payees and easier expense logging
• Budgets, scheduled transactions, and financial plans
• Clean reports for spending and other account insights
• iCloud sync with no extra account creation inside the app
• Shared iCloud accounts for family or joint finances
• Bank reconciliation mode for matching statements
• CSV, QIF, QMTF, OFX, and QFX import support
• Apple Watch companion for new transactions, budgets, and scheduled payments
• Split categories, pending transactions, URL schemes, attachments, tags, Siri, Touch ID, Face ID, and PDF/report printing

Get the Debit & Credit build on builds.io to download the IPA and install it on your iPhone in one tap, with no PC needed.