AlmostZero

What's unlocked in this version

AlmostZero debt tracker mod for iPhone with the subscription unlocked. Download the updated IPA to access the app's paid features without a subscription.

AlmostZero is the smarter way to download AlmostZero IPA for iPhone and keep your money plan in one place. This personal finance app brings debts, spending, and savings goals together so you can see the full picture at a glance, and builds.io lets you install it in one tap with no PC.

If you want less guesswork and more control, AlmostZero makes day-to-day money management feel practical instead of overwhelming. You can organize multiple debts, watch repayment progress, log expenses as they happen, and set savings targets that are easy to follow. It is designed to help you stay consistent, understand where your money is going, and move toward becoming debt-free with more confidence.

The app also gives you a clearer view of how different parts of your finances connect. Debts can be paired with assets for a more complete snapshot, custom tags help you sort records in the way that makes sense to you, and multiple currencies make it easier to manage finances across regions or during travel. Built-in educational content and a calculator round things out with useful guidance and planning tools.

What the AlmostZero app includes

• Track credit cards, personal loans, mortgages, auto loans, and student loans in one dashboard
• See estimated payoff dates, remaining terms, and accrued interest for each debt
• Choose repayment plans with customizable frequencies like weekly, biweekly, monthly, and quarterly
• Use snowball and avalanche payoff strategies to match your repayment style
• Log expenses and review spending by merchant, category, day, week, month, or year
• Set budgets and get notified when you are getting close to your limit
• Create multiple savings goals with target amounts, deadlines, and visible progress bars
• Link debts to assets for a broader view of your financial position
• Organize everything with custom tags and view totals by tag
• Switch between major world currencies with a single tap
• Protect your data with Face ID and Touch ID
• Keep data on your device with iCloud sync plus JSON import and export for backup and transfer

Get AlmostZero for iOS on builds.io — download the IPA and install it on your iPhone in one tap, no PC required.